Lessons learned from Health care reform

Health Care Reform?


What have we learned from this debacle laughingly referred to as health care reform?

We learned that the Obama administration wants the federal government to control health care.

The 2330+ pages of the ObamaCare bill are mostly devoted to increased control and administration of the process. It creates more than 100 new bureaucracies; it gives health care administrators access to every citizen’s tax returns; it gives DC control over what medical procedures will be approved; it gives DC absolute control over health insurance policies in content, cost, and availability.

This bill threatens citizens who fail to get health insurance with fines of up to $250,000 and up to 5 years in prison; but it subsidizes health insurance for illegal aliens.

ObamaCare will destroy employment opportunities for those on the low end of the employment ladder. Employees who earn enough to purchase insurance (15%~20% of gross is considered acceptable by ObamaCare) who fail to do so will subject their employer to a fine of $3000. Employees who don’t earn enough to purchase insurance will be subsidized by the federal government and the employer will be fined $750 per employee. How many employers will risk such fines versus how many will change full-time employment to part time, or eliminate non-essential jobs altogether to eliminate health care insurance liability?

We already knew that our elected representatives and their minions were liars, but ObamaCare has taken that to an entirely new level.

1. We’re adding an alleged 30 Million to the insured rolls, but it won’t over-tax existing medical resources or cause rationing of care. According to a just released survey by the New England Journal of Medicine, over 46% of primary care physicians said that if ObamaCare passes they will leave patient practice! Imagine what that will do in the face of 30 Million additional clients!

2. ObamaCare dramatically increases the minimum coverage required of policies but it “will reduce costs”. The CBO reported that the average policy premium increase will be 13%~20%: however because of the increase in mandated minimum coverage actual premiums in many states are expected to increase more than 75%.

3. Economic justification of cost savings is based on a 22% reduction in what doctors are paid for Medicare and Medicaid services ($500 Billion) but Congress has NEVER actually made such a dramatic reductions. Amazingly Congress passed a separate bill authorizing continued existing level payments so that it wouldn’t be included in the cost of ObamaCare as if it was an actual cost reduction because they move it to a separate bill.

Many health care providers already exclude Medicare and Medicaid patients because the fee schedule does not cover their expenses. The Mayo Clinic (which Obama has touted as one of the most innovative, best quality, low cost medical services providers) announced that 3000 of their Medicare clients would either have to find care elsewhere or pay out-of-pocket because they will no longer accept Medicare reimbursement.

In addition, taxation for ObamaCare starts immediately but benefits are delayed for an additional 4 years: 10 years of revenue covering 6 years of benefits to make it appear that there is a cost savings. No other fiction writer would attempt such a blatant ruse as this!

We learned that our government isn’t interested in efficient health care options. In Massachusetts, RomneyCare is virtually identical to ObamaCare so it is a reasonable example of what we can expect with ObamaCare. MA needs $1.5 Billion in federal subsidies this year to stay solvent; MA has the highest medical insurance premiums in America: premiums continue to increase at more than 10% a year; and mandatory insurance has reduced uninsured by less than 3%. Most alarmingly, new business starts in MA are down 16% since RomneyCare was implemented, with New Hampshire being the beneficiary as new businesses went there.

By contrast, the Indiana State government offered it’s employees a package of High Deductable Health Insurance combined with a Health Savings Account (HDHP+HSA). Each employee is given a $2750 annual subsidy to pay for insurance and out-of-pocket expenses (HSA). Any un-spent subsidy remains in their personal HSA to fund future expenses, motivating each employee to manage their health care expenses. After 3 years the State has saved over $20 Million while a comparable amount has accrued in the individual HSA’s. Over 70% of Indiana State employees have opted for this program and fewer than 3% have opted out after having entered the program. It is successful for the individual, their health care; and for the State.

In the case of MA, the government is in control and health care expenses are out of control. In the case of IN, the individuals are in control and so are health care expenses. If in fact the federal government were actually concerned about quality care and reasonable cost, the appropriate option is obvious.

4. The ObamaCare advocates proclaim that the American people demand their solution in the face of every independent poll that demonstrates that far more than half of all Americans already reject ObamaCare and the number increases daily. Clear evidence of this is that even with a Senate filibuster-proof majority of 60, ObamaCare could not be passed. In addition, recent elections in Virginia, New Jersey, and Massachusetts went to opponents of ObamaCare further reflecting rejection of this false benefit.

Even with substantial majorities in the House and Senate, the Democrat party remains unable to garner enough votes to pass ObamaCare on it’s own merit (sic); and this has led to outrageous abuses of the legislative process that is making even more enemies for ObamaCare.

To buy support votes, Harry Reid made special deals for Louisiana, Nebraska, Florida, Wyoming, Montana and others excluding Medicare tax liabilities on these States to be borne by the remaining States. This of course is a violation of the COTUS Article I, Section 8 requiring that all taxes be uniform throughout the US.

The next abusive ploy was to exempt Union workers from the “Cadillac Tax” of 40% on comprehensive employer-provided health insurance that was intended to help pay for ObamaCare. This is an obvious concession to the extensive Union financial and manpower support (SEIU et al) provided to Democrat candidates each election; leaving non-Union taxpayers to bear the burden.

5. Speaker Pelosi had the unmitigated gall to tell Congress that they needed to pass the ObamaCare bill to find out what was in it. The fact that this absurdity did not result in violence against the House is both remarkable and discouraging that the American people would tolerate such hubris in an elected leader.

We have learned that our elected officials, in pursuit of an unsupportable plan, will stoop to any means possible to impose their will against the will of the Sovereign Citizens. Because they lack sufficient support to risk a direct vote, ObamaCare supporters are now looking for every obtuse parliamentary procedure possible in an effort to ludicrously mask responsibility for Representatives’ votes in support of ObamaCare.

This ploy should cause Citizens the greatest concern. According to the COTUS we elect a federal government to exercise their clearly delineated Constitutional responsibilities, within clearly defined and limited authorities; and to preserve, protect, and defend the COTUS. What we now see is a Congress and a president who refuse to be bound by the COTUS; who are attempting to usurp powers never granted in an effort to grossly expand the power of government over those who give government it’s rightful authority.

President Obama disingenuously claims that “health care is complicated” but that is just one more lie from the prevaricator-in-chief. Health care is simple; just as the State of Indiana has demonstrated: it is instituting government dominance of heath care that gets complicated because of the hydra-like machinations required to subjugate unwilling Sovereigns to the capricious will of government.

It is time that the Sovereign Citizens call all recalcitrant elected representatives to account; and to remove from office all who are found guilty of attempting to usurp authorities never granted to them by the COTUS. The survival of the American Constitutional Republic demands it!